Firm review · Updated 2026

Topstep Review — Is it legit in 2026?

Topstep is the oldest major futures prop firm and remains the most established. Their Trading Combine has the longest track record of consistent payouts. Rules are stricter than newer firms — trailing drawdown, daily loss limit — but the brand reliability is unmatched.

Fully compatible3 account sizesUp to 5 accts90% split

Visit Topstep

No member discount is live for Topstep yet. We'll link you to their public site.

Overview

Topstep The original. Decade-long track record with strict but predictable rules.

Topstep is the oldest major futures prop firm and remains the most established. Their Trading Combine has the longest track record of consistent payouts. Rules are stricter than newer firms — trailing drawdown, daily loss limit — but the brand reliability is unmatched.

Pricing & Account Sizes

AccountProfit targetDrawdownDaily loss limitMonthly cost
$50K$3,000$2,000$1,000$165/mo
$100K$6,000$3,000$2,000$325/mo
$150K$9,000$4,500$3,000$375/mo

Prices and rules subject to change — verify on the firm's site.

Rules — DLL, Drawdown, Scaling

Drawdown type
Trailing — end of day

Trailing maximum drawdown updates at end of day on positive sessions; locks at starting balance after profit target.

News policy
Restricted around news

Funded accounts have restricted trading windows around major US economic releases.

Sessions
Overnight holds allowed

Overnight allowed but flat-by rules apply on funded accounts.

Min trading days
5 days
Profit split
90%
Max concurrent accounts
5
One-step eval available
No
Scaling plan
Account size and contract count grow with funded milestones.

Visit Topstep

No member discount is live for Topstep yet. We'll link you to their public site.

Pros

  • Longest track record in the space — predictable payouts.
  • Comprehensive trader education (Trading Combine includes coaching).
  • Funded account portal is the most polished in the industry.

Cons

  • Stricter news rules on funded accounts.
  • Daily loss limit applies on all account sizes.
  • Cap of 5 accounts.
  • Pricier monthly fees than newer competitors.

Who Topstep is best for

Traders who prioritize firm stability and predictability over loose rules or aggressive scaling.

Rule Guardian compatibility

Fully compatible

Fully supported via Tradovate.

Connect Topstep accounts with Rule Guardian

Ready to look at Topstep?

No member discount is live for Topstep yet. We'll link you to their public site.

Disclosure

Rule Guardian earns a referral commission if you sign up through our discount link. This doesn't change the price you pay — in fact, it gets you a better price than going direct. We only recommend firms we've verified work with Rule Guardian's portfolio risk engine, or that we're actively integrating. Rules and prices change frequently; verify against the firm's official site before paying.